Grants and Loans

Undergraduate UK students

Buckingham students are eligible for the same support from Student Finance England as those at other universities, namely:

  1. an annual repayable Tuition Fee Loan of £6,165 (from September 2017 – £6,000 prior to this date) paid direct to the university. If you are eligible for this loan, it will be paid termly, in amounts. Students are responsible for paying the remaining balance to the university for each term’s fees.
  2. an annual repayable Maintenance Loan to help with your living costs of up to £8,430 for students living away from home and up to £7,097 for students living at home (amount awarded is dependent on household income), paid in instalments directly to you after registration.

Maintenance Loan calculations for 2017/18

Household Income *Maximum Maintenance Loan **Maximum Maintenance Loan For students entitled to Benefits
£25,000 or less £8,430 £9,609
£30,000 £7,825 £8,674
£35,000 £7,220 £7,739
£40,000 £6,615 £6,804
£42,875 £6,266 £6,266
£55,000 £4,799 £4,799
Over £62,187 £3,928 (minimum loan) £3,928

*Based on a student living away from parental home outside London
** If a student is a lone parent, has dependents or receives disability benefits there is further funding available – please contact Student Finance England

Sources of help include Student Finance and Grants and bursaries for adult learners.  There are separate awards agencies for students from Scotland, Wales and Northern Ireland.

UK students who are registered disabled or dyslexic are entitled to the Disabled Students’ Allowance (DSA). The DSA is obtained through Local Educational Authorities and is not a loan, but a grant.

Please note that students from outside the UK are, unfortunately, not entitled to the Disabled Students’ Allowance.


Undergraduate EU students

As an EU national, or a family member of an EU national, you can generally apply for financial help to cover the cost of tuition fees when studying in England (conditions apply – for more information, visit Student Finance. All eligible full-time EU students (whether new or continuing) can take out a tuition fee loan to help towards the cost of tuition fees.

The maximum you can borrow is the same as that of other universities; namely, an annual repayable Tuition Fee Loan of £6,165 which is paid directly to the university. If you are eligible for this loan, it will be paid termly. Students are responsible for paying the remaining balance to the University for each term’s fees. The loan is administered by The Student Loan Company, and is funded by the UK government. You start to repay the loan after you have left your course and are earning above a certain amount.

For more information, contact Student Finance and / or Grants and bursaries for adult learners.

You may also be eligible for educational funding in your own country – please contact your own local education department for further details.

EU nationals and 2018/19 student funding in England

On 21 April 2017, the Government confirmed that EU students entering English higher education in 2018/19 will continue to be eligible for financial support. This means they will continue to have access to student loans and grants, even if the course concludes after the UK’s exit from the EU.  Read the statement on the Student Loans Company website.


Postgraduate loan scheme

A new system of postgraduate loans for Masters degrees in the UK was introduced in August 2016 with support from the UK Government.

The loan will provide up to £10,000 (£10,280 for new applicants in 2017) for taught and research Masters courses in all subject areas. The loans can be used for tuition fees, living expenses or both. You can apply for a Buckingham Masters course now.

Who is eligible?

The loans are primarily intended to support English students. However, eligibility is based on residency, rather than nationality.

The main residency restrictions are as follows:

  • UK nationals must have been ordinarily resident in the UK at the start of their course, most recently in England.
  • EU nationals must have been ordinarily resident in the EU, EEA or Switzerland for three years up to the start of their course
  • Residency that is purely for the purposes of study will not normally be accepted as proof of eligibility.

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